Charmaine Crowe is a Senior Advisor at the Australian Council of Social Service, leading the organisation’s work across social security policy. Charmaine is directing the campaign to increase unemployment and student payments at ACOSS (Raise the Rate) and gained her expertise in social security policy as Policy Coordinator for Combined Pensioners and Superannuants Association (CPSA). She has also worked as a legislative advisor in the NSW Parliament. Charmaine has a Master’s in International Health and Welfare Policy from Oslo University College and her policy expertise also covers the areas of ageing, health and housing.